Money /

Dealing with debts

  • refused credit or a loan

    Refused for credit or a loan

    When the ‘Computer Says No’ being refused for credit or a loan it can feel like an irritation, or the end of the world, depending on your specific needs and circumstances at the time. If you’re wondering what you can do if refused for credit or a loan, and what alternative options there are, then

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    Financial help fo single parents

    Financial help for single parents

    If you’re a single parent you don’t have to struggle financially. Depending on your personal circumstances, there is a variety of financial help for single parents. It’s important to check your entitlement if your circumstances change, as you may be eligible for more than you realise. Income Support If you’re not available to work due

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    Harder to get a mortgage now

    Harder to get a mortgage now

    New rules that came into force at the end of April could make it harder to get a mortgage now. The changes have been brought in to prevent home owners taking on excessive loans and it means lenders will now look more closely at your finances. Before the financial crisis, banks were less strict about

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    Notice from a bailiff

    Notice from a bailiff

    If you are in debt and behind with repayments, your creditor may instruct a Bailiff to act against you. The Bailiff may visit your home or business and seize assets, which they will then sell to recoup some or all of the money you owe them. Notice from a Bailiff can be confusing – just

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    What kind of bank account works for you

    What kind of Bank account works for you

    Opening a bank account sounds straightforward enough. You go in, deposit some cash, tell them about your direct debits and standing orders and off you go. However, it’s not quite that simple. You need to think about how you’re going to use the account and what type of account works best for you. With a

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    dividing your home in a divorce settlement

    Dividing your home in a divorce settlement

    As if ending a marriage and going your separate ways isn’t stressful enough, at some point you’ll have to consider how you are going to split the home you made together. If you’re going through a divorce or dissolving a civil partnership, it’s important to know where you both stand when it comes to dividing

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