Money /

Dealing with debts

  • payday loans vs overdrafts

    Payday loans vs overdrafts

    We all know that payday loans involve excruciatingly high interest rates and are really best avoided. So is it payday loans vs overdrafts or should we shop around for an alternative? Those finding themselves a bit short of cash at the end of the month often opt for dipping into an overdraft rather than paying

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    payday lenders

    Will using payday loans affect my credit rating

    There may be times when a PayDay loan is a necessary last resort to get you out of a financial fix. Will using payday loans affect my credit rating and affect the way traditional lenders will view my creditworthiness in the future? BBC Newsnight recently conducted a spot of research that suggested mortgage lenders may

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    managing your money more efficiently

    How to budget on a low income

    When cash is tight it’s important to keep an eye on your budget. Careful organisation is required to avoid getting into debt and there are a few easy steps on how to budget on a low income and  keep your bank balance in the black. Own your Budget Watching the Chancellor deliver his budget every

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    payday lenders

    All you need to know about payday loans

    PayDay loans get a hammering in the media, but do provide quick and easy access to cash for those who need it. Statistics suggest that the number of people visiting the pages of PayDay loans websites has leapt by more than 160% in the last year. The demand for quick cash to tide you over

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    what to do if you can't pay your mortgage

    What to do if you can’t pay your mortgage

    Are you wondering what to do if you can’t pay your mortgage? For most of us, the mortgage (or rent) is our biggest monthly outgoing; watching the bank account haemorrhage each month is not pretty, and when you know there isn’t enough cash to cover those essential bills it can feel pretty scary. What to

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    not happy with oyur energy suplier then u switch

    Not happy with your energy provider then U Switch

    When it comes to our energy, broadband or mobile supplier, many of us have thought about switching, but presume that it’s a long and complex process. However, by changing provider you can save a substantial amount and it’s quick and simple so if you are not happy with your energy provider then U Switch. What

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