Money /

Dealing with debts

  • birthday party

    How to celebrate birthdays on a budget

    Money is tight for a lot of people right now and many are making day to day decisions for what can be reduced or let go of, in order to save the pennies. When times are hard, it can be easy to imagine a life without any treats or celebrations; that in itself can feel

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    What is a repayment mortgage

    What is a repayment mortgage

    Getting a mortgage can be a time consuming and difficult task, especially if you’re a first time buyer tying to get on the ladder. There are different types of mortgages, each with their own advantages and disadvantages that you need to be aware of. As it’s one of the most important decisions you’ll ever have

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    British Gas

    British Gas

    Sticking to the name you know and trust? In the past all households received their gas from British Gas. However, with privatisation came more competition and the option to switch suppliers. If you’re still with British Gas, is it worth sticking with the name you know and can trust? What benefits do they offer? As

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    debt relief order

    What is a debt relief order

    If you owe less than £15,000, don’t have much spare income and possess few assets then a Debt Relief Order (DRO) may be the right debt solution for you. A DRO means that you don’t need to make any payments to creditors listed in the order for the duration of the DRO period (usually one

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    Guide to bankruptcy

    Guide to bankruptcy

    In the wake of the global financial crisis bankruptcy ceased to be a dirty word and instead became a much needed way out for thousands of individuals and businesses across the UK. More recent statistics suggest that numbers have finally stabilised once more. I was always brought up to believe that bankruptcy effectively meant your

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    tips for surviving on a low income

    Tips for surviving on a low income

    If you’re trying to survive on a low income, then simply getting by each week can be a significant challenge. This is not about saving a few pennies, it is about making sure that you and your family are able to tackle the fundamentals, like paying the bills and eating. There are a few things that can

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