Money /

Dealing with debts

  • should I cancel unused credit cards

    Should I cancel unused credit cards?

    Many of us are guilty of having too many cards in our wallets and purses, but do we actually use them all? If you’ve got a collection of unused credit cards, you may be wondering ‘should I cancel unused credit cards or could keeping them have benefits? Count your credit cards It’s okay to have

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    first utility

    First Utility

    Think all energy suppliers are the same? First Utility really is different  Energy suppliers and prices are a hot topic at the moment; with prices increasing year on year and energy suppliers all battling for our custom and claiming to offer the cheapest bills, it can be difficult to know who to stick with and

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    continuous payment cards

    Continuous payment contracts

    There’s been considerable discussion in the news recently about continuous payment contracts. They’re often referred to in criticism of payday loan lenders, but they’re also a popular choice for online dating sites and gyms. What exactly is a continuous payment and how can you avoid being the victim of one? What is a continuous payment

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    discounted rate mortgage

    Discounted rate mortgages

    Discounted rate mortgages offer new customers cheaper rates for a fixed period of time – usually two to five years, but sometimes the entire life of the mortgage. The discount is usually a reduction of the lender’s Standard Variable Rate (SVR). So, where the usual interest might be 5%, you could get a lower rate

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    Choosing a good accountant

    Choosing a good  accountant should be a time consuming process. It isn’t something you should rush into; yet that’s exactly what many people do.Think about it – the person you hire is going to be looking after your business and your personal matters. They will know everything about your finances which means you need to

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    credit application decline

    Credit application declined

     What next? If you have had a credit application declined it might feel like the end of the world. There is often a lot of talk about how important maintaining a good or perfect credit file is. However, while it is disheartening, there are some steps you can take to improve your situation. Whether you’re

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