Money /

Dealing with debts

  • prepaid card

    Prepaid cards: What are the fees and how do they work?

    Prepaid cards are a convenient and safe way to spend the money you have, rather than the money you don’t have. In this day and age convenience is everything, but when you use a credit or debit card there’s a risk you could end up in debt. There’s also a chance that you’ll also struggle

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    Stressed Man Working On Laptop

    Debt management companies: Beware

    No doubt you have seen television adverts, received phone calls or text messages promising to write off your huge outstanding debts at one time or another. If so, you have been the target of a debt management company. With the average household debt over around the £54,000 mark and the total outstanding personal debt hitting

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    family with mortgage broker

    Choosing a mortgage broker

    Finding the right mortgage deal is not a quick or easy process. If you go direct to each lender it can take a long time and you won’t always get the best deals. By choosing a mortgage broker, you can research a much wider range of products in a short period of time. What services

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    tips for surviving on a low income

    Saving Money Tips: You don’t need to miss out

    We are generally becoming much better at saving money and cutting back on luxuries. The days of endless cheap unsecured loans, full employment and live-now-pay-later lifestyles are well behind us, with the cold hard reality of thrift now playing an important part in most people’s lives. The trick to dealing with this is to find

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    families

    What is a debt relief order?

    Do you have debts and wondering what is a debt relief order? A debt relief order is a way of clearing your debts if you meet certain criteria. These include having total qualifying debts of under £15,000 and being on a low income. Once the order has finished, you’ll be debt free and your creditors

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    loan sharks

    Are the Bailiffs at your door?

    Are the bailiffs at your door, demanding payment for debt? The first step is not to panic. Easier said than done when you are facing the prospect of having your possessions taken, but there are steps you can take to make them go away. Don’t bury your head Prevention is always better than cure and

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