Wherever you live, home insurance is essential to ensure you are protected if something happens to your property. Buildings insurance If you rent your home then your landlord should cover buildings insurance. But for homeowners, buildings insurance is vital as it covers the structure of your home against damage. Buildings insurance usually refers to the

While years of study can eventually have a positive impact on your family finances, at the time it can be a real struggle to get by on a student’s income. Whether you’ve already started your studies or are considering undertaking a course, you may be interested to know that there are some benefits you might

Annual Percentage Rate (APR) is the term used to describe the amount it will cost you to borrow money for one year. It is calculated using a standard method with an assumed level of borrowing of £1,200. The calculation also takes into account the interest charges and any other fees, such as annual fees or

If you’ve fallen behind with your rent, don’t hide from the problem as there is help and advice available. It can be an extremely worrying time when you fall into rent arrears, though the longer you leave it, the worse the problem becomes. It helps if you understand your rights and the correct procedure for

Taking out cover for your boiler may feel like a good move. Especially if your family situation means a lack of heating or hot water would result in significant suffering. But optional insurances such as this are a drain on the monthly finances. Are they really worth it? What is Boiler Cover? Boiler cover demands

Building a sound credit history takes time, patience, and a high degree of self-restraint. It means managing your finances carefully over an extended period of time. After all that effort it would be a shame to inadvertently damage your credit rating, but many people don’t realise how shockingly easy this is to do. Here are