Money /

Dealing with debts

  • Renting tips

    Renting Tips

    Home ownership is at its lowest level since 1987, private rentals are now more common than living in a council or housing association property. If you rent your home, here are some tips to make sure your family are safe and you’re getting the most for your money. Inspect the property Just because a property

    Read More
    Battle plan to beat bankruptcy

    Battle plan to beat bankruptcy

    When you are facing rising debts, the prospect of wiping the slate clean by opting for bankruptcy can begin to seem like an attractive option. But going bankrupt is a serious business that can affect your credit rating for a long time, not to mention your self-esteem. Before you stride blindly out on the road

    Read More
    2015 budget

    Making your money go further

    No matter how much you earn, you probably wish you could make your money go further. Here are some tips on how to make sure you get the most out of your cash. Budget Even if you don’t find yourself running short at the end of the month, budgeting can be a great way of

    Read More
    why you may be turned down for credit

    Why you may be turned down for credit

    Until the banking crisis in 2008, lenders were virtually throwing money at people and getting a loan or credit was practically routine. After coming under fire for irresponsible lending, they clamped down and the repercussions of that are still being felt six years later. Even now, getting refused for credit can feel like a body

    Read More
    Christmas on a loan or credit card

    Christmas on a Credit Card or Loan

    Those Christmas marketing magicians know how to tickle our festive fancy and before we know it, our seasonal ‘must have’ list is as long as your arm. Everything from flashy lights and table decorations to personalised Santa sacks and Christmas jumpers becomes an essential. But stop and think – when the credit card statement hits

    Read More
    managing on a low income

    Managing on a low income

    Purse strings are often tight at this time of year, but if you’re managing on a low income then things can be particularly difficult. Figures published by think tank, The Resolution Foundation, last month suggest that a record 5.2million workers in the UK are in low paid jobs; that means earning less than two thirds

    Read More