If you are thinking about signing up to a tenancy agreement it’s important to do your sums in advance. Committing to rent a property usually entails the signing of a legally binding rental contract, so you need to be sure you can afford to keep up with your rental payments to avoid getting into debt.
Dealing with debts
Unfortunately, we’re not all blessed with perfect credit ratings, which can cause issues when applying for loans and credit cards. This isn’t always a result of bad financial management and sometimes circumstances mean we’re unable to make the repayments. For those in this situation, there are a number of specialist lenders that are still prepared
Payday loans can be useful in certain circumstances and when they’re used in the way they were intended. They are an option for short term loans or when emergencies arise and there is no other way to obtain the money. Problems can occur, though, if you find you can’t meet the repayments, but there are
Some of the largest monthly costs for any household are related to utility bills. The price of gas and electricity seems to always be increasing and this can put a huge strain on family finances. If you haven’t switched before or have been on your current tariff for a while, comparing prices and moving supplier
Christmas is by far the most expensive time of year. With gifts, decorations, cards and food to stock up on, it’s easy to spend way more than you set out to. As stores fight for customers, exclusive deals and great discounts are offered that can seem too good to miss. If you’re on a budget
If you’re looking to save some money on your monthly bills, then changing utility, credit card or insurance supplier is a good place to start. There are a number of price comparison sites that can help you quickly research the market and find the cheapest deal. They do offer many advantages, but there are also