You may want to stick to a strict household budget for a variety of things, whether its to save up for a holiday, work your way out of debt or just to boost your savings. Sticking to a stick budget is hard when we live in a materialistic world and credit is so readily available.
Debt budgeting and dealing with creditors
Struggling with debt is never easy. As it plays on your mind and you get more and more worried about the situation staying happy can become a real challenge. If you have financial troubles then looking after your emotional wellbeing is important. Debt has been linked to anxiety and depression and so it’s essential that
Debt Relief Orders (DRO) are a possible solution to your debt problems. They act as a legal respite from the burden of your debts – it effectively means you are relieved of making payments towards your debts, and protected from being pursued by your creditors. At the end of the DRO period (which is usually
When you’re struggling on a low income, or perhaps trying to get by on benefits alone, the regular round of bills landing on the mat can feel overwhelming. Money management is not always easy, and not everyone has ability to keep tight tabs on their finances all the time. This can easily lead to debt.
Christmas may well only come ‘But Once a Year’, but the hole it can burn in your finances may remain open long after the tinsel has been packed away. The best way to save money at Christmas is not to spend any, but that’s nigh-on impossible and wouldn’t make the season very jolly at all.
Pound shops have been a feature of our High Street for many years now, but in the wake of the financial crisis it seemed as if they were cropping up everywhere. Most towns and cities now have several value stores of one form or another, and they appear to be doing a roaring trade. We