Minimum payments equal high cost debt When you’re strapped for cash with bills falling through your letter box, while ever you can make a minimum repayment on your credit card to keep the wolves from the door, it can be tempting to continue with no real intention of getting that balance back down to zero.
Debt budgeting and dealing with creditors
There is something about money worries that is uniquely frightening. If you have a family to support, you may find that you are falling deeper and deeper into debt and that the whole thing is very difficult to face up to. Maybe that is because deep down, you suspect that there is no way out
Applying for a loan can be a little nerve wracking at the best of times and if you have been claiming any income related benefits, you may find it difficult getting credit from usual lenders. But in cases where you need a loan to pay for essential items such as furniture, clothes or rent and
Budgeting can often go out of the window. Our lifestyle and routines change dramatically when children come along, and of course so do our outgoings. It’s easy to shy away from budgeting because it can seem like a chore: There aren’t enough hours in the day and it can feel overwhelming. But simply getting into