Debt budgeting and dealing with creditors

Are money worries pushing couples to breaking point

Are money worries pushing couples to breaking point

Money has always been a key cause of difficulties between couples. And as the credit crunch continues to bite many partnerships are being ground-down by the interminable need to watch the pennies. When money is tight, even the simplest of innocent spending actions can easily spark an argument as individuals struggle to remain in control

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managing your money more efficiently

Manage your money more efficiently

Money management isn’t a subject often taught in schools, yet it’s a skill we all need to use throughout adulthood. Whether you’re looking to spend less, build up some savings or need to be a little more organised with your cash flow, the benefits of managing your money are pretty obvious. Keep a record Make

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Are You Getting The Right Entitlements

Benefits Cap And Housing Benefit Advice

A benefits cap is a limit on the total amount of benefits any single person or couple aged 16 to 64 can claim. This means, the level of a particular benefit may go down if you claim more than one benefit. Which benefits can be included in the capped amount? Benefits affected by the cap

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Battle plan to beat bankruptcy

Battle plan to beat bankruptcy

When you are facing rising debts, the prospect of wiping the slate clean by opting for bankruptcy can begin to seem like an attractive option. But going bankrupt is a serious business that can affect your credit rating for a long time, not to mention your self-esteem. Before you stride blindly out on the road

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2015 budget

Making your money go further

No matter how much you earn, you probably wish you could make your money go further. Here are some tips on how to make sure you get the most out of your cash. Budget Even if you don’t find yourself running short at the end of the month, budgeting can be a great way of

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why you may be turned down for credit

Why you may be turned down for credit

Until the banking crisis in 2008, lenders were virtually throwing money at people and getting a loan or credit was practically routine. After coming under fire for irresponsible lending, they clamped down and the repercussions of that are still being felt six years later. Even now, getting refused for credit can feel like a body

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