Debt budgeting and dealing with creditors

Christmas on a loan or credit card

Christmas on a Credit Card or Loan

Those Christmas marketing magicians know how to tickle our festive fancy and before we know it, our seasonal ‘must have’ list is as long as your arm. Everything from flashy lights and table decorations to personalised Santa sacks and Christmas jumpers becomes an essential. But stop and think – when the credit card statement hits

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Better ways to borrow than a payday loan

I can’t pay my payday loan

Payday loans can be useful in certain circumstances and when they’re used in the way they were intended. They are an option for short term loans or when emergencies arise and there is no other way to obtain the money. Problems can occur, though, if you find you can’t meet the repayments, but there are

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The best energy prices for credit meters or pre paid tariffs

Get the best Energy prices for credit meters or pre paid tariffs

Some of the largest monthly costs for any household are related to utility bills. The price of gas and electricity seems to always be increasing and this can put a huge strain on family finances. If you haven’t switched before or have been on your current tariff for a while, comparing prices and moving supplier

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Tips for using price comparison sites

Tips for using price comparison sites

If you’re looking to save some money on your monthly bills, then changing utility, credit card or insurance supplier is a good place to start. There are a number of price comparison sites that can help you quickly research the market and find the cheapest deal. They do offer many advantages, but there are also

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maternity leave debt

Debt management tips

Bankruptcy Debt tends to be one of those areas we just accept, but it can quickly get out of control. If your debt is starting to impact on other areas of your life and you’re struggling to meet repayments, you need to assess the situation quickly and see what the most effective solution is for

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How to get out of credit card debt

How to get out of credit card debt

Getting into credit card debt is as easy as keying in your PIN number or subscribing to one-click ordering. Getting out can be much more of a struggle. If you are looking at mounting credit card debts and need some help to extricate yourself from this nightmare then read our guide on how to get

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