Debt help

Is boiler cover worth it

Is boiler cover worth it

Taking out cover for your boiler may feel like a good move. Especially if your family situation means a lack of heating or hot water would result in significant suffering. But optional insurances such as this are a drain on the monthly finances. Are they really worth it? What is Boiler Cover? Boiler cover demands

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5 Things that can ruin your credit history

5 Things that can ruin your credit history

Building a sound credit history takes time, patience, and a high degree of self-restraint. It means managing your finances carefully over an extended period of time. After all that effort it would be a shame to inadvertently damage your credit rating, but many people don’t realise how shockingly easy this is to do. Here are

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Are money worries pushing couples to breaking point

Are money worries pushing couples to breaking point

Money has always been a key cause of difficulties between couples. And as the credit crunch continues to bite many partnerships are being ground-down by the interminable need to watch the pennies. When money is tight, even the simplest of innocent spending actions can easily spark an argument as individuals struggle to remain in control

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benefit overpayments

Benefit overpayments

There are many reasons why benefits may be overpaid. Mistakes at the benefit office are not unknown, perhaps you didn’t realise that a change in circumstances would affect your claim. If you’ve been contacted about a benefits overpayment or think you may have been overpaid, this article explains what will happen next. When you should

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managing your money more efficiently

Manage your money more efficiently

Money management isn’t a subject often taught in schools, yet it’s a skill we all need to use throughout adulthood. Whether you’re looking to spend less, build up some savings or need to be a little more organised with your cash flow, the benefits of managing your money are pretty obvious. Keep a record Make

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Are You Getting The Right Entitlements

Benefits Cap And Housing Benefit Advice

A benefits cap is a limit on the total amount of benefits any single person or couple aged 16 to 64 can claim. This means, the level of a particular benefit may go down if you claim more than one benefit. Which benefits can be included in the capped amount? Benefits affected by the cap

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