Debt help

How to save money on your water bills

How to save money on your water bills

It has been announced that water bills in England and Wales are to be cut by an average of 2% over the coming year and 5% within the next five years. But water bills can still be pretty expensive, although the supply is privatised, there is no competition so you are unable to switch to

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Renting tips

Renting Tips

Home ownership is at its lowest level since 1987, private rentals are now more common than living in a council or housing association property. If you rent your home, here are some tips to make sure your family are safe and you’re getting the most for your money. Inspect the property Just because a property

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Battle plan to beat bankruptcy

Battle plan to beat bankruptcy

When you are facing rising debts, the prospect of wiping the slate clean by opting for bankruptcy can begin to seem like an attractive option. But going bankrupt is a serious business that can affect your credit rating for a long time, not to mention your self-esteem. Before you stride blindly out on the road

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2015 budget

Making your money go further

No matter how much you earn, you probably wish you could make your money go further. Here are some tips on how to make sure you get the most out of your cash. Budget Even if you don’t find yourself running short at the end of the month, budgeting can be a great way of

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Christmas on a loan or credit card

Christmas on a Credit Card or Loan

Those Christmas marketing magicians know how to tickle our festive fancy and before we know it, our seasonal ‘must have’ list is as long as your arm. Everything from flashy lights and table decorations to personalised Santa sacks and Christmas jumpers becomes an essential. But stop and think – when the credit card statement hits

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managing on a low income

Managing on a low income

Purse strings are often tight at this time of year, but if you’re managing on a low income then things can be particularly difficult. Figures published by think tank, The Resolution Foundation, last month suggest that a record 5.2million workers in the UK are in low paid jobs; that means earning less than two thirds

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