Money /

Help and guidance

  • managing your money more efficiently

    Manage your money more efficiently

    Money management isn’t a subject often taught in schools, yet it’s a skill we all need to use throughout adulthood. Whether you’re looking to spend less, build up some savings or need to be a little more organised with your cash flow, the benefits of managing your money are pretty obvious. Keep a record Make

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    Are You Getting The Right Entitlements

    Benefits Cap And Housing Benefit Advice

    A benefits cap is a limit on the total amount of benefits any single person or couple aged 16 to 64 can claim. This means, the level of a particular benefit may go down if you claim more than one benefit. Which benefits can be included in the capped amount? Benefits affected by the cap

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    How to save money on your water bills

    How to save money on your water bills

    It has been announced that water bills in England and Wales are to be cut by an average of 2% over the coming year and 5% within the next five years. But water bills can still be pretty expensive, although the supply is privatised, there is no competition so you are unable to switch to

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    Renting tips

    Renting Tips

    Home ownership is at its lowest level since 1987, private rentals are now more common than living in a council or housing association property. If you rent your home, here are some tips to make sure your family are safe and you’re getting the most for your money. Inspect the property Just because a property

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    saving money on your holiday

    Saving money on your holiday

    Winter gloom is enough to prompt many of us to start thinking about our summer holidays. But as with any big expense, it pays to do your homework before parting with your cash. Avoid being drawn-in by mesmerising images of sun-kissed beaches and keep a focus on the numbers. There is plenty of time ahead

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    Managing direct debits efficiently

    Managing direct debits efficiently

    On the face of it Direct Debits are a fantastic invention – they help you ensure that you don’t miss critical payments that may otherwise lead to debt. What better way to manage your finances. But before we all start patting ourselves on the back for our own cleverness let’s just take a step back

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