As the global recession continues to bite, many people are becoming increasingly affected by debt and its numerous complications. Debt can be hugely detrimental to a person’s quality of life and wellbeing, and can often feel like a leviathan-like insurmountable burden that can impact upon all aspects of your life, casting a bleak shadow on
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One day with any luck the shockingly high bank overdraft fees and charges that kick in when you go overdrawn will be a thing of the past, but for the time being we’re stuck with a collusive banking sector that’s legally entitled to charge us disproportionate amounts of cash when we go one penny over
Prepaid Cards can be life savers Once upon a time the typical holiday from hell involved turning up to the one of the Spanish Costa’s and discovering that you hotel was a building site, or getting food poisoning from a less than hygienic kitchen. These days, though the ultimate dread scenario is having your cash
Minimum payments equal high cost debt When you’re strapped for cash with bills falling through your letter box, while ever you can make a minimum repayment on your credit card to keep the wolves from the door, it can be tempting to continue with no real intention of getting that balance back down to zero.
For many, the term, “negative equity”, is likely to be synonymous with the political, economic and social culture of the early 1990s, and is a phrase that is likely to evoke fear in home-owners around the UK. Put as simply as possible, it is a situation in which a mortgage exceeds the actually value of
Cash injection needed? It’s fair to suggest that in these perilous economic times- most people could benefit from a sudden injection of cash- to help consolidate debt, cope with escalating overheads, attend to essential home repairs, and all manner of other reasons. Are you sure you’re ready for a financial burden? Obviously the major banks,