Money /

Help and guidance

  • renting a home

    Finding the Best Mortgage

    As the recession continues to bite, many people are increasingly investigating means of accessing finance in a manner that is cost-effective, quick and financially beneficial.  Today, people are constantly bombarded with advertising that shows them how to do this, and it can be difficult to make an informed choice in the wake of such competition.

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    what to do if you can't pay your mortgage

    Debt: How to deal with creditors

    There is something about money worries that is uniquely frightening. If you have a family to support, you may find that you are falling deeper and deeper into debt and that the whole thing is very difficult to face up to. Maybe that is because deep down, you suspect that there is no way out

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    Should I use an Independent Financial Advisor?

    Should I Use An Independent Financial Advisor?

    What does an Independent Financial Advisor (IFA) do? In short, an Independent Financial Advisor (IFA) will offer advice and information about investments, protection products, mortgages, pensions, annuities, tax structuring and financial planning. If you are just wanting to cut bills, re-jig your finances, or cut credit card debt, a financial advisor won’t be the person

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    Piggy bank family

    What is an ISA?

    ISA stand for Individual Savings Account, and they’re the most basic form of tax avoidance available to residents of the UK. When did we start using an ISA? Back in the ‘80s and early ‘90s, the forerunners to ISAs were launched by the Thatcher and Major governments. You may remember PEPs (Personal Equity Plans) and

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    CSA Payments: How much are you entitled to?

    CSA Payments: How are they calculated?

    It’s not easy having to bring up kids with an absent parent, so you’ll need to make sure you get paid in full when you pursue your ex-partner via the CSA. So how do they work out your payments? Broadly speaking, child maintenance is worked out by looking at the following: The paying parent’s net

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    pre-nuptial agreement

    What does Council Tax pay for?

    It’s the bill I like paying least. Or at least it used to be. Last time my council tax statement arrived, I attempted to set the dog on it, but even he turned his nose up at the opportunity to shred the ‘envelope of doom’ into tiny pieces. After all, paying council tax can seem

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