Money /

Help and guidance

  • Choosing a Conveyancer or Conveyancing Solicitor?

    Choosing a Conveyancer or Conveyancing Solicitor?

    What does a Conveyancer do? Buying a house can be a tricky business and is one of the major stresses we face in our lives. The process of transferring ownership of a property has many legal aspects to be dealt with and should only to be handed by a professional in the field. This is

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    Negative Equity: What are my options?

    Equity Release: Think Carefully

    It sounds like the perfect solution to an age old problem of being equity rich and cash poor in retirement – sell part or all of your home to an equity release company, have the cash to spend while you can enjoy it and the equity release company re-coup the money on the sale of

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    Increasing The Limit On Your Credit Card

    Increasing The Limit On Your Credit Card

    Maxed out your Credit Card? You have a credit card that is maxed out, you may need to increase the limit to make a specific purchase with the intention of paying it back as soon as possible or you may be wanting to take out a new 0% interest card to transfer the balance. Firstly,

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    Fast track Voluntary agreement

    Save or pay debts first?

    We’ve been taught for years by financial experts to pay off our debts before we start saving. However, in these difficult times is this still the right advice? Having money available when we need it could be a better way of realising our ambitions and taking advantage of the situation. Should you be saving? The

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    Stamp Duty-how much will we have to pay?

    Stamp Duty- How much will we have to pay?

    Don’t forget to budget for Stamp Duty Buying a house is expensive, not only are house prices considerably higher than in previous years but the added fee’s in order to make the purchase can soon add up. One such fee that many people forget to take into consideration is stamp duty, or land tax as

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    pros and cons of the Help to buy scheme

    Fixed, Tracker or Variable Rate Mortgage?

    Getting a mortgage these days can be pretty tricky, with banks tightening up their conditions for lending and in turn forcing customers to save up larger deposits, have impeccable credit history and stable employment to get the best deals. Once you have battled your way through the ‘screening’ process, the hard work doesn’t stop there.

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