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Help and guidance

  • Things to consider before moving abroad

    Things to consider before moving abroad

    If you’re thinking of joining the 320,000 people who left the UK for foreign climes last year, then read on. Moving abroad will change your life forever, its kind of key that you think things through well before you make the leap. I speak from experience, because I did just that 10 years ago. I

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    what is apr

    What is APR

    Annual Percentage Rate (APR) is the term used to describe the amount it will cost you to borrow money for one year. It is calculated using a standard method with an assumed level of borrowing of £1,200. The calculation also takes into account the interest charges and any other fees, such as annual fees or

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    Paying rent arrears

    Paying rent arrears

    If you’ve fallen behind with your rent, don’t hide from the problem as there is help and advice available. It can be an extremely worrying time when you fall into rent arrears, though the longer you leave it, the worse the problem becomes. It helps if you understand your rights and the correct procedure for

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    cheap personal loans

    Cheap personal loans

    If you need to borrow a substantial amount of cash, you’ll want to ditch the credit card in favour of a personal loan. The loan market is incredibly competitive at the moment, meaning that providers have been forced to lower their rates to attract customers. Competition has been so fierce that rates fell to an

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    Is boiler cover worth it

    Is boiler cover worth it

    Taking out cover for your boiler may feel like a good move. Especially if your family situation means a lack of heating or hot water would result in significant suffering. But optional insurances such as this are a drain on the monthly finances. Are they really worth it? What is Boiler Cover? Boiler cover demands

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    5 Things that can ruin your credit history

    5 Things that can ruin your credit history

    Building a sound credit history takes time, patience, and a high degree of self-restraint. It means managing your finances carefully over an extended period of time. After all that effort it would be a shame to inadvertently damage your credit rating, but many people don’t realise how shockingly easy this is to do. Here are

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