If you are thinking about signing up to a tenancy agreement it’s important to do your sums in advance. Committing to rent a property usually entails the signing of a legally binding rental contract, so you need to be sure you can afford to keep up with your rental payments to avoid getting into debt.
Improve your credit rating
Unfortunately, we’re not all blessed with perfect credit ratings, which can cause issues when applying for loans and credit cards. This isn’t always a result of bad financial management and sometimes circumstances mean we’re unable to make the repayments. For those in this situation, there are a number of specialist lenders that are still prepared
Some of the largest monthly costs for any household are related to utility bills. The price of gas and electricity seems to always be increasing and this can put a huge strain on family finances. If you haven’t switched before or have been on your current tariff for a while, comparing prices and moving supplier
When you’re looking for credit, the most obvious places to apply are the bank and payday loan lenders. However, did you know borrowing through a credit union could be a better option? Credit unions often offer lower rates than other lenders and there are no third parties taking a cut of the profits. They have
If you’re searching for a new credit card, then it can be hard to see exactly which the right one for you is. It’s beneficial to choose one that matches your particular needs, for example saving rewards or clearing existing debts. This way the interest rate and features will be more suited to your particular
‘Credit’ has become a bit of a dirty word of late. Lenders have been lambasted for irresponsibly chucking money at people, with little thought or care for how mounting debts can wreck lives. But hang on a sec – let’s not forget that credit originated as a way of giving people access to cash in