Improve your credit rating

payday lenders

Will using payday loans affect my credit rating

There may be times when a PayDay loan is a necessary last resort to get you out of a financial fix. Will using payday loans affect my credit rating and affect the way traditional lenders will view my creditworthiness in the future? BBC Newsnight recently conducted a spot of research that suggested mortgage lenders may

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payday lenders

All you need to know about payday loans

PayDay loans get a hammering in the media, but do provide quick and easy access to cash for those who need it. Statistics suggest that the number of people visiting the pages of PayDay loans websites has leapt by more than 160% in the last year. The demand for quick cash to tide you over

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not happy with oyur energy suplier then u switch

Not happy with your energy provider then U Switch

When it comes to our energy, broadband or mobile supplier, many of us have thought about switching, but presume that it’s a long and complex process. However, by changing provider you can save a substantial amount and it’s quick and simple so if you are not happy with your energy provider then U Switch. What

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debt relief order

What is a debt relief order

If you owe less than £15,000, don’t have much spare income and possess few assets then a Debt Relief Order (DRO) may be the right debt solution for you. A DRO means that you don’t need to make any payments to creditors listed in the order for the duration of the DRO period (usually one

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Guide to bankruptcy

Guide to bankruptcy

In the wake of the global financial crisis bankruptcy ceased to be a dirty word and instead became a much needed way out for thousands of individuals and businesses across the UK. More recent statistics suggest that numbers have finally stabilised once more. I was always brought up to believe that bankruptcy effectively meant your

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can you improve your credit rating?

Things you probably didn’t that know affect your credit score

Having a good credit score is important when you want to take on new credit such as a loan, mortgage or credit card. Although there is no definitive method of determining your credit rating or ‘score’ (each company will have their own ‘ideal’ customer for their products) there are some obvious factors that will almost certainly

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