Improve your credit rating

credit report

Getting hold of your credit report

You might be aware of your credit report, but how many of us actually check it on a regular basis? There are a number of benefits to keeping an eye on your file, especially if you’re about to make a credit application. How do you get hold of your credit report and what areas should

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credit application decline

Credit application declined

 What next? If you have had a credit application declined it might feel like the end of the world. There is often a lot of talk about how important maintaining a good or perfect credit file is. However, while it is disheartening, there are some steps you can take to improve your situation. Whether you’re

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letting your house

Home Buyers Guide

Choosing to buy a house will be the most important decision you ever make, so you need to consider all the details. This home buyers guide highlights what you should be thinking about before you make your purchase. Can you afford to buy? We all dream about owning our own home, but this shouldn’t be

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Stressed Man Working On Laptop

Debt management companies: Beware

No doubt you have seen television adverts, received phone calls or text messages promising to write off your huge outstanding debts at one time or another. If so, you have been the target of a debt management company. With the average household debt over around the £54,000 mark and the total outstanding personal debt hitting

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store card incentives banned

Credit Builder Credit Cards: How do they work?

Consumers who’ve had problems with debt in the past will have negatively affected their credit rating. This can cause issues in the future, even if their financial situation is more stable. One way of starting to improve a credit score is to apply for a credit builder credit card, but how do these work? What

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loan sharks

Are the Bailiffs at your door?

Are the bailiffs at your door, demanding payment for debt? The first step is not to panic. Easier said than done when you are facing the prospect of having your possessions taken, but there are steps you can take to make them go away. Don’t bury your head Prevention is always better than cure and

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