Legal Aid

debt relief order

What is a debt relief order

If you owe less than £15,000, don’t have much spare income and possess few assets then a Debt Relief Order (DRO) may be the right debt solution for you. A DRO means that you don’t need to make any payments to creditors listed in the order for the duration of the DRO period (usually one

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Guide to bankruptcy

Guide to bankruptcy

In the wake of the global financial crisis bankruptcy ceased to be a dirty word and instead became a much needed way out for thousands of individuals and businesses across the UK. More recent statistics suggest that numbers have finally stabilised once more. I was always brought up to believe that bankruptcy effectively meant your

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make a will

Why it’s important for parents to make a will

If you make a will, it means thinking about death, and that’s never a fun thing. Before the kids came along it perhaps seemed unimportant – maybe you didn’t have many assets to speak of, or really didn’t care what happened to your stuff after you died. Add kids into the mix and the implications for

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Worried couple

Benefits you may be entitled to claim

Many working parents are simply too busy juggling kids and a job on top to realise that they may not be claiming everything they’re entitled to. Millions of benefits actually go unclaimed every year, because potential claimants are either unaware of the schemes that they’re eligible for, assume that they don’t qualify because they’re in

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loan sharks

Are the Bailiffs at your door?

Are the bailiffs at your door, demanding payment for debt? The first step is not to panic. Easier said than done when you are facing the prospect of having your possessions taken, but there are steps you can take to make them go away. Don’t bury your head Prevention is always better than cure and

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parental separation

DIY Divorce

DIY Divorces are not a new concept; with divorce on the increase and families struggling with their finances, it’s no surprise that many are trying to save money on expensive solicitors and opting for a Do It Yourself divorce. Our outgoings seem to be constantly rising while our income is at stalemate so the thought

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