Christmas may well only come ‘But Once a Year’, but the hole it can burn in your finances may remain open long after the tinsel has been packed away. The best way to save money at Christmas is not to spend any, but that’s nigh-on impossible and wouldn’t make the season very jolly at all.
Debt doesn’t just hit your bank balance and credit rating, it can have a huge impact on your emotional wellbeing too. From stress and anxiety over how you’re going to pay all you owe, to the feelings of failure or shame that many people experience when they’ve been heavily in debt, it can take some
With the credit crunch continuing to bite nearly 8 years after it first hit, many loan sharks are cashing-in on the financial vulnerabilities of those most in need. The law states that anyone wishing to operate as a professional money-lender has to be authorised to do so by the FCA – the Financial Conduct Authority.
Being in debt can feel like you’re stuck in a deep hole with no means of climbing out. Burying you head in the sand will only make the situation worse, so if you are feeling overwhelmed by financial worry read on to discover some of the options that may be available to you. There are
Many people who work and are on a low income don’t realise that they still may be eligible to claim tax credits. Whether you are employed or self-employed you could still be eligible. The benefits depend on factors such as your circumstances, earnings and other monies coming into the household along with how many hours
This may sound like a silly question, but really … do you need to borrow money? Reaching for a credit or store card, buying goods on credit in general, seems to have become the default position for shoppers everywhere. But when economic uncertainty still looms large, it may be time to reassess your buying habits.