Money /


  • benefits for the elderly

    Thinking of starting a pension?

    We might not want to think about getting old or starting a pension, but it’s important to consider how you’ll survive financially once you retire. It’s never too early to start planning for the future and contributing into a pension. However, with the day to day costs of living, especially when raising children, it can

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    having a purpose in life

    Should I pay off my mortgage before I retire?

    Traditionally home owners have always tried to pay off their mortgage before they retire. However, today more of us are keeping our mortgages into retirement; some out of necessity and others for the financial benefits. Is it always essential to pay it off before hand or are there advantages to still paying a mortgage when

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    benefits for the elderly

    Personal pension

    No matter what age you are, there are a number of ways for you to save for retirement. Everyone with the minimum number of contributing years is entitled to State Pension, but at just £110 a week, it’s often not enough to support your lifestyle. One of the options available is a personal pension, which

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    Jobsharing: How does it work

    The New Workplace Pension Scheme

    You may have heard people talking about the new Workplace Pension Scheme which came into force in October last year, but what exactly is it and how does it work? How does the Workplace Pension Scheme work? Millions of workers will be automatically enrolled into a pension scheme through their employer over the next few

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    HMRC logo, emergency tax

    National Insurance Payments: How is the money used?

    I remember clearly the day that I got my National Insurance card. This is probably showing my age, I’m not even sure that they even issue them anymore! When my little card detailing my National Insurance number arrived in the post it was like a milestone of growing up. Plus I still have it to

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    The state pension what to expect

    The State Pension: What can you expect?

    For years, the UK has had a state pension where providing you have made the appropriate amount of National Insurance contributions, when you reach pension age you would receive a standard amount of money paid to you. Big State Pension shortfall due to people living longer Over recent years, the dynamics in the UK have

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