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Personal Loans

Better ways to borrow than a payday loan

I can’t pay my payday loan

Payday loans can be useful in certain circumstances and when they’re used in the way they were intended. They are an option for short term loans or when emergencies arise and there is no other way to obtain the money. Problems can occur, though, if you find you can’t meet the repayments, but there are

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What is second mortgage borrowing

What is second mortgage borrowing

We all have an understanding of exactly what a mortgage is; where you gain the finances to buy a property through a bank or building society. However, it’s not always clear what is meant by a second mortgage and how this affects your initial borrowing. What is a second mortgage? A second mortgage refers to

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How to get out of credit card debt

How to get out of credit card debt

Getting into credit card debt is as easy as keying in your PIN number or subscribing to one-click ordering. Getting out can be much more of a struggle. If you are looking at mounting credit card debts and need some help to extricate yourself from this nightmare then read our guide on how to get

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Christmas on a loan or credit card

Facts about loans and borrowing money

Whether you’re looking to make a large expensive purchase or want to pay off a few smaller debts creating just one payment, a loan may be the right solution for you. Here are some facts about loans and borrowing money. Can I apply for a loan? If you are over the age of 18, have

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How do you finance buying a new car

How do you finance buying a new car

If your clutch is clattering and your bodywork has seen better days, it may be time to think about buying a new car. Great idea, but motors don’t come cheap. Your car is probably the second biggest expense you’ll ever make, after buying a house. Oh, and having kids – hmm, make that the third

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Choosing the right loan for you

Choosing the right loan for you

If you are planning a major purchase, such as home improvements, a new car, or even want to consolidate existing debt, you might want a loan and choosing the right loan for you can be difficult. A personal loan gives you a set amount of money, usually from £1,000 to £25,000, which must be repaid

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