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refused credit or a loan

Refused for credit or a loan

When the ‘Computer Says No’ being refused for credit or a loan it can feel like an irritation, or the end of the world, depending on your specific needs and circumstances at the time. If you’re wondering what you can do if refused for credit or a loan, and what alternative options there are, then

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payday loans vs overdrafts

Payday loans vs overdrafts

We all know that payday loans involve excruciatingly high interest rates and are really best avoided. So is it payday loans vs overdrafts or should we shop around for an alternative? Those finding themselves a bit short of cash at the end of the month often opt for dipping into an overdraft rather than paying

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payday lenders

Will using payday loans affect my credit rating

There may be times when a PayDay loan is a necessary last resort to get you out of a financial fix. Will using payday loans affect my credit rating and affect the way traditional lenders will view my creditworthiness in the future? BBC Newsnight recently conducted a spot of research that suggested mortgage lenders may

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student loan rebate

Student loans and professional development loans– what are they?

The UK is a great place to live in terms of financial help with further education. Whether you’re a student looking to fund your university course, or whether you’re a professional trying to get further in your career; there is financial help available. The cost of further education can be really expensive. If you’re hoping

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Alternatives to payday loans

Alternatives to payday loans

When you’re surviving on a tight budget, even a small emergency can seem like the end of the world. Often payday loans are seen as the solution for short term lending, but these have extremely high interest rates and you can end up in a cycle of debt. There are alternatives to payday loans if

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10 things you should know before applying for a loan

10 things you should know before applying for a loan

With many of us struggling to make ends meet, the number of people applying for loans is at a record high. If you’re considering taking out a loan for whatever reason, make sure you read these top 10 things you should know before applying for a loan: 1) There are two types of loans Secured

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