We all have times when we could do with some extra money, whether it’s for emergency repairs or home improvements. Often people will turn to a loan company. However, if you’re in receipt of benefits it’s not always that easy. What options are available to you if you require a loan and you’re on benefits?

What’s PPI? I’m sure most of us will have been there, sat in the bank, shop or on the end of a phone, nervously waiting to see whether we have been accepted for a loan, mortgage, credit or store card and then signing on the dotted line without really checking the small print. The problem