Wouldn’t it be nice if you were only charged interested on portion of your mortgage? Offset mortgages give you the chance to do just that – and you don’t have to pay anything extra. So, what’s the catch? Well, there isn’t really one. You need to have savings for starters, as this balance is what’s
If your child was born between 1st September 2002 and 2nd January 2011 then they should have a Child Trust Fund (CTF) account in their name. These were initially designed to encourage parents and other family members to save for the child’s future. With the introduction of Junior ISAs for children born after this point,
Christmas always seems to creep up on us, so now is the time to start looking at ways to make it more affordable. There are many different Christmas saving schemes available and they could help you to save a small fortune. The question is where can you find these schemes and what exactly do they involve?
Saving for a rainy day can be a difficult task at the best of times and now with the UK facing a crippling economic depression it appears harder than ever. However, it is still worth saving for the future, and here are a few handy hints about how to make the most of your savings.
With almost 50% of the population owning premium bonds and more than £45 billion invested, they’re still a popular choice for savers. How exactly do premium bonds work and are they a good option for saving money? Savings rates are currently at historically low levels, with many standard accounts offering rates that pay out interest
There is very little we can’t do over the internet and banking is one of those. Online banking is becoming more and more popular as customers face increasing fees and less attractive rate from the traditional banking options on our high streets. With no branches, low fees and higher interest rates, is switching to online