Statutory sick pay

managing your money more efficiently

How to budget on a low income

When cash is tight it’s important to keep an eye on your budget. Careful organisation is required to avoid getting into debt and there are a few easy steps on how to budget on a low income and  keep your bank balance in the black. Own your Budget Watching the Chancellor deliver his budget every

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tips for surviving on a low income

Tips for surviving on a low income

If you’re trying to survive on a low income, then simply getting by each week can be a significant challenge. This is not about saving a few pennies, it is about making sure that you and your family are able to tackle the fundamentals, like paying the bills and eating. There are a few things that can

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Statutory Sick Pay

Statutory Sick Pay: How does it work?

It would be great if we all had perfect health and were never ill, but unfortunately, at some points in our lives we get sick and as a result, can’t attend work. For everyone who is classed as an employee, earns more than £109 a week (before tax) and has been ill for 4 consecutive

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Welfare reform

Benefits and Welfare Reform: Who is affected by the changes?

The Department of Work and Pensions (DWP) have said they want to restructure the welfare benefit system to encourage going out to work and are in the process of bringing in three big changes. The welfare reform will affect a large proportion of benefit claimants. Welfare Reform benefit cap will be part of the changes

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