The government has been tinkering with legislation again. This time in relation to new mortgage lending rules. It is a further attempt to prevent another wholesale collapse of the housing market, and simultaneously help homeowners make responsible decisions about debt. The new rules came into force on 26th April this year. Here is a simple
When it comes to buying a property, the easy part is finding the house of your dreams. It can get much more complicated when you put in an offer and negotiate on the price. Most of us aren’t that comfortable with trying to get a reduction, so where should you start when making an offer?
With the cost of buying a house rising faster than salaries and rent, it can be confusing trying to decide which option is best for you. We weigh up the pros and cons of buying versus renting. Counting up the costs Whether you are renting or buying, you are still entering into a legal agreement
Price Comparison sites exist in many guises, as they can be used to compare prices and quality of almost any consumer product, however when we talk about comparison websites the most common, and altogether best known, are the financial services sites that pepper our televisions, phones and e-mails all day long. So how do Price
Whether it’s a first home or a house move, saving for a deposit is an important part of buying a property. With the mortgage market still fairly unstable, the best deals are reserved for those with large deposits. How do you budget and plan effectively to help you save more? According to the Halifax House
If you’re thinking about using a mortgage broker, then it’s important that you select one that can provide you with the best level of service. This is a big commitment that could end up costing you more over time if you don’t make the right decision. Therefore, it‘s important that you ask them the right