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mortgage lending

New mortgage lending rules

The government has been tinkering with legislation again. This time in relation to new mortgage lending rules. It is a further attempt to prevent another wholesale collapse of the housing market, and simultaneously help homeowners make responsible decisions about debt. The new rules came into force on 26th April this year. Here is a simple

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help to buy

Buying or renting? The pros and cons

With the cost of buying a house rising faster than salaries and rent, it can be confusing trying to decide which option is best for you. We weigh up the pros and cons of buying versus renting. Counting up the costs Whether you are renting or buying, you are still entering into a legal agreement

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Saving for a house deposit piggy bank

Saving a deposit for a house?

Whether it’s a first home or a house move, saving for a deposit is an important part of buying a property. With the mortgage market still fairly unstable, the best deals are reserved for those with large deposits. How do you budget and plan effectively to help you save more? According to the Halifax House

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Mortgage broker with family

Questions for your mortgage broker

If you’re thinking about using a mortgage broker, then it’s important that you select one that can provide you with the best level of service. This is a big commitment that could end up costing you more over time if you don’t make the right decision. Therefore, it‘s important that you ask them the right

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