Home / Work & Childcare Articles / Benefits and tax credits for those working 16 hours a week or more

Benefits and tax credits for those working 16 hours a week or more

Benefits and tax credits for those working 16 hours a week or more

Written by:

People on low incomes are often entitled to government help to boost their wages. If you work an average of 16 hours per week or more, then you may be able to claim Working Tax Credit.

This is available to people who work over 16 hours a week. It is means tested and depends on your earnings and circumstances.

Who qualifies?

People with no children can claim if they’re over 25 and work a minimum of 30 hours per week. Single parents qualify if they are over 16 and work at least 16 hours a week. Couples with children need to be over 16, have one partner working at least 16 hours per week, with a combined total of 24 hours each week. If only one partner works, they must do more than 24 hours each week. You also need to be on a low income.

How much will I receive?

This is where it becomes complicated. The maximum annual amount is £1,940 for the basic element. Single parents and couples can claim a maximum of £1,990 each year. However, the amount you receive will depend on your earnings and circumstances in the previous tax year. The HMRC website has a Working Tax Credit calculator, this can give you an idea of how much you might receive.

How is it paid?

Working Tax Credit is paid directly into your bank, building society or post office account and payments are made every four weeks. If you’re a couple, you’ll need to choose one account for the payments to be made into.

How to apply

Benefits and tax credits for those working 16 hours a week or moreTo apply for Working Tax Credit you must fill out an application pack (form TC600). You can request an application pack online or by calling 0345 300 3900. The form requires a lot of information, try to have as much as you can ready before it arrives. You’ll need National Insurance numbers, a note of earning from the previous tax year and, where applicable, P45/P60 slips and details of childcare payments.

Keep HMRC up to date

Once you’ve applied for Working Tax Credit it’s important that you keep HMRC up to date with any changes in your circumstances or income. You may commit fraud if you withhold any information, such as a pay rise as a result of a promotion or an increase in working hours. Even if the error is unintentional you will have to pay back any overpayments, you may also need to pay a penalty. Changes in circumstances can also mean you’re entitled to more cash, always make sure HMRC has your latest details.

Working fewer than 16 hours a week

If you don’t work 16 hours each week then you might still be entitled to some benefits. Check to see if you can claim Income Support or Jobseekers Allowance. You may be entitled to Working Tax Credits or Child Tax Credits if you have a partner who works.




About Maria Brett

About Maria Brett

Maria is a freelance writer with over 10 years' experience producing content for a variety of publications and websites. When not working or looking after her two gorgeous sons, she can usually be found playing flugelhorn in a brass band, helping out at her local hospital radio station, shouting at the television while watching Formula 1, at the cinema or plonked on the couch with a cold glass of wine.

Website: Maria Brett

View all posts by