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Home security

Home security
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Home security is important. As well as giving you peace of mind that strangers aren’t violating your home, adding security measures can lower your insurance payments saving you money in the long term.

Insurance

We all need contents insurance to help with the cost of replacing items that are stolen or damaged but many of us make the mistake of thinking that once the policy in place we don’t need to do anything else. However, you should have an annual scout around to make sure your policy covers everything and adjust the value of your contents insurance if you’ve made any large purchases. When taking out insurance you should also check the level of security you need to be able to claim. If the small print says you need an alarm, for example, and you don’t have one then the company probably won’t pay out if you need to make a claim.

Burglar alarms

Burglar alarms can act as a deterrent to would-be burglars. If faced with a choice of an alarmed house or one without an alarm, which do you reckon criminals would go for? Intruders will be put off breaking into your home when they see that you have an alarm. Burglar alarms can also reduce your insurance payments so give your provider a call to see if you’re entitled to a discount.

Home security

Windows and doors

Obviously external doors and windows should always be locked before you go out. The Metropolitan Police recommend that doors should be fitted with a five-lever mortice deadlock. There is a range of locks available for different styles of door and window, so if you’re unsure about which to choose then call in a locksmith for advice. Check that all locks are made to British Standard 3621 or the equivalent European Standard EN12209.

Spare keys

It can be tempting to leave a spare key somewhere you consider safe in case you can’t get into the house when you return home. However, this is something that burglars look out for and by leaving a key in the garden, you’re practically inviting them in. If your home is burgled using your own keys then you may find you’re not insured. Instead leave a key with a neighbour, friend or family member for safekeeping. When you’re not using them, keep your car keys out of sight away from doors and windows where they could be grabbed.

CCTV

As costs come down, CCTV systems are becoming more popular. They act as a deterrent in much the same way as burglar alarms and can reduce your insurance premiums. However, there are some points you need to bear in mind before installing a CCTV system. According to Thames Valley Police, it is perfectly legal to set up a CCTV system on your own property but you must make sure that it doesn’t observe anything happening on your neighbours’ property.

If you want to film public areas just outside your property then you must contact the Information Commissioner’s Office for permission first. If you do install CCTV then make sure all the recording equipment is locked away somewhere safe. Otherwise, the burglars will steal the hard drive containing the incriminating evidence, erndering your system useless.

 

 

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About Maria Brett

About Maria Brett

Maria is a freelance writer with over 10 years' experience producing content for a variety of publications and websites. When not working or looking after her two gorgeous sons, she can usually be found playing flugelhorn in a brass band, helping out at her local hospital radio station, shouting at the television while watching Formula 1, at the cinema or plonked on the couch with a cold glass of wine.

Website: Maria Brett

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