5 Things that can ruin your credit history

5 Things that can ruin your credit history

Building a sound credit history takes time, patience, and a high degree of self-restraint. It means managing your finances carefully over an extended period of time. After all that effort it would be a shame to inadvertently damage your credit rating, but many people don’t realise how shockingly easy this is to do. Here are

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Alternatives to payday loans

Alternatives to payday loans

When you’re surviving on a tight budget, even a small emergency can seem like the end of the world. Often payday loans are seen as the solution for short term lending, but these have extremely high interest rates and you can end up in a cycle of debt. There are alternatives to payday loans if

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