A steady income and a small deposit used to be all you needed to get a foot on the property ladder. Then the banking crisis hit and all that changed overnight. First time buyers now face bigger challenges than ever before in securing a mortgage, but never fear – the mortgage products are still out
The country as a whole might be over the worst of the economic crisis, but that doesn’t mean that everyone has money to spare. For lots of families it can still be hard to balance the monthly figures. The biggest regular expense for most households is their mortgage, which can put a strain on finances.